How We Work

At MHG Capital, we provide secure lending opportunities for our investors looking to diversify their portfolio. 

We take pride in MHG Capital being a trusted partner for our investors by curating exceptional secure lending opportunities. We understand that investing can be complex. That’s why our investment process involves meticulously vetting every potential lending opportunity.

Our rigorous underwriting standards go beyond just the numbers. This allows us to assess the viability of each opportunity and identify ones with the strongest potential for return. Such diligent selection ensures that our investors have access to a diversified portfolio, carefully chosen to meet our criteria. Learn more about our team of experts.

By investing with MHG Capital, you can be confident that your money is working hard for you in a secure lending environment and a well-managed investment process.

Our Approach

Investor Access

MHG Capital provides investors with the opportunity to participate in and benefit from this emerging SME lending asset class. We actively engage with a diverse range of investors – from individual high net worth (HNW) clients to traditional investment houses.

We also collaborate with banks to explore innovative secure solutions tailored to their lending requirements.

Secured Lending

At MHG Capital, the loans we provide are secured business loans. Our investment process is designed to assist high-quality SMEs in financing their working capital and expansion needs. These secure lending facilities are backed by property assets and personal guarantees.

We aspire to support the growth and success of SMEs. Our tailored financial solutions enable them to thrive in competitive markets and achieve their business objectives with confidence.

Diversification

We provide a diverse range of secure lending opportunities to maintain a well-balanced portfolio for various borrowers.

Within MHG Capital’s portfolio, funds are allocated on a discretionary basis across a mix of deals featuring different types of security: first charge; junior and mezzanine debt; as well as residential and commercial property.

Our Strategy

Satellite: Utilising the diverse expertise and experience that every MHG Capital partner brings to the table – comprising digital marketing, financial and accountancy support, HR services, operational support, fundraising and more – allow us to identify companies beyond our core focus.

These satellite companies are ones that are perhaps less established, but offer high growth potential. This adds diversification and builds a platform for significant returns.

Core: Forming the core of the MHG Capital investment process is a focus on established businesses with predictably positive cash flow. We partner with companies with seasoned, well-experienced leadership at the helm.

Our focus on that front lies particularly in asset-backed industries such as finance and banking, leisure, real estate, retail and technology. This secure lending foundation provides consistent income and reduces overall portfolio risk.

Our Criteria

Investor Access

With loans backed by robust secure lending packages mitigating risk for our investors.

Clarity and Focus

We favour businesses with clear and well-structured business models that are easy to understand and assess.

Proven Leadership

We select companies with passionate founders or well experienced senior management with a successful industry track record.

Short-Term Needs

An integral part of the MHG Capital investment process includes working with businesses seeking short-term funding to drive growth.

Open Communication

We partner with businesses that maintain clear, transparent and accessible financial records in order to ensure secure lending.

Defined Exit Strategy

We provide a well-defined exit strategy to achieve a successful outcome for both parties (investors and borrowers).

Get In Touch

MHG Capital is a collaborative ecosystem built by founders and investors, for founders and investors.